Nonprofit leaders are pulled in every direction. You're managing programs, leading staff, cultivating donors, and navigating board relationships—all while trying to make sense of your nonprofit's finances. When the financial picture isn't clear, everything else gets harder.
Most nonprofits don't require a full-time CFO, but they do need a someone who understands nonprofit finance deeply—covering areas like grants, restrictions, audits, government contracts, and board reporting. This expertise can be provided without the full-time price tag.
Remain Compliant: Grants, government contracts, and audit requirements managed with care by your CFO or Controller - nothing falls through the cracks.
Reduce Risk: Strong internal controls and financial oversight protect your organization and build trust with your board and donors.
Plan Strategically: Clear cash flow projections and budget management so you can make decisions with confidence, not anxiety.
Focus on Mission: When the financial infrastructure is solid, you can effectively lead programs, develop relationships, and raise the funds your mission needs.
JM Nonprofit Advisors was founded on a simple belief: nonprofit organizations deserve the same quality of financial leadership as any well-resourced company - and they shouldn't have to pay full-time executive salaries to get it.
Jennifer Mulch brings a wide and deep spectrum of experience in nonprofit finance. She has a background ranging from an auditor in a large international public accounting firm to accounting and finance leadership roles in nonprofits. This unique combination provides her with something rare: both the technical rigor of an auditor/CPA and
Jennifer Mulch brings a wide and deep spectrum of experience in nonprofit finance. She has a background ranging from an auditor in a large international public accounting firm to accounting and finance leadership roles in nonprofits. This unique combination provides her with something rare: both the technical rigor of an auditor/CPA and the practical, mission-first perspective of someone who has held these critical positions. Outside of work, she enjoys riding horses, hiking in the mountains, walking her dogs on trails, diving into a good book, and embracing new experiences. That rootedness in real life enhances the meaning of our work—nonprofit finance isn't abstract; it supports real programs, real people, and real communities.
The organizations we serve are doing work that matters - in human rights, human services, animal rights, education, housing, the arts, environmental protection and community development.
We work best with nonprofits that:
-have an annual operating budget between $1M and $30M
-Have a bookkeepper or accounting staff but no CFO or Controller
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The organizations we serve are doing work that matters - in human rights, human services, animal rights, education, housing, the arts, environmental protection and community development.
We work best with nonprofits that:
-have an annual operating budget between $1M and $30M
-Have a bookkeepper or accounting staff but no CFO or Controller
-Want a long-term financial partner, not a one-time project consultant
Strategy
CFO-level guidance on strategic financial topics such as a reserve policy, scenario modeling, or new funding analysis
Our monthly financial package includes comprehensive finance reports and insights. Additionally, we offer quarterly virtual meetings to discuss strategies and updates.
Ongoing budget monitoring, variance analysis, and mid-year reforecast are essential tasks that the CFO must prioritize to ensure financial stability.
Our rolling 3-6 month cash flow model is essential for effectively managing financial strategies.
Understanding net asset releases and deferred revenue is crucial to ensure financial reporting compliance.
Our financial reports for all active grants ensure grant compliance and facilitate effective communication with funders.
Effective financial reporting and indirect cost tracking are essential to ensuring accurate financial management and transparency.
We offer audit coordination, annual budget facilitation, and 990 support tailored for nonprofits. Additionally, our services include policy development to enhance overall financial management.
Accuracy and compliance
We will assist you in strengthening and documenting your internal controls, ensuring that your nonprofit's financial policies and procedures remain up to date.
The monthly financial statement review and discussion is an essential practice in any nonprofit organization to ensure financial health and transparency.
The month-end journal entry review and adjustments are crucial to ensure accurate financial reporting. Additionally, bank reconciliation sign-offs play a significant role in maintaining the integrity of the financial operations.
Supervision and guidance for the existing bookkeeper is essential, reducing the risk of errors and directing questions away from you.
To ensure grant coding accuracy, it is important to implement a robust fund accounting setup and perform a thorough monthly grant expense detail review.
Implementing or cleaning up an accounting system is time-consuming and daunting, but it will greatly improve your financial reporting.
A free 30-minute consultation is the best way to determine if JM Nonprofit Advisors is the right fit for your nonprofit. There's no obligation—just a straightforward conversation about where you are, where you want to go, and how we might assist you.

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